As a professional service or advice-based business you face unique risks, so professional indemnity will not be the only policy you need. We will work with you to ensure your businesses coverage is as broad as possible, and our team is ready to discuss any solutions to best protect you. We are stronger together as partners who understand your day-to-day and create cover to help protect you from insurable risk and unexpected challenges.
From boutique cafés and bike shops to large warehouses and manufacturing plants, protecting you against material damage requires an in-depth knowledge as unique as your operation. We can, and will, protect any physical asset involved in generating your profit. This includes assets such as buildings, plant, machinery at the insured location and where necessary anywhere in New Zealand including whilst in transit.
Time does equal money and business interruption would have to be one of the most underrated policies. A well designed and tailored business interruption policy will put you back in the same position you were in prior to a loss being incurred under your material damage policy such as fire or natural disaster. As business owners ourselves it’s one reason why we don’t take our ability to provide cover for the unexpected interruptions that can occur lightly. We will work with you to calculate everything from what items should be insured, the sums insured and will include recommendations on the indemnity period and even better we will do this every year for you.
Protect everything from your solo work vehicle to vast business fleets from damage and theft, as well as liability for damage that may be caused to other vehicles or property.
Risk is inherent to business, but those that apply to yours may not apply to others. That’s why we work stronger together, taking the time to identify and understand the unique challenges of your industry to create the broadest cover possible and address your particular concerns. This can be for things like computer fraud, crime and fidelity.
We understand the list of policies you can buy to protect you or your business from legal liability must seem like a never-ending story at times. That is why we will take the time to understand your business activities, so we can clearly advise you on the policies you require to protect you from the risks you are most concerned about and some you may not even realise you have. We will advise you on a range of polices including the likes of general liability (sometimes called public liability), statutory liability, directors & officers liability, through to employee related policies such as employment dispute insurance.
When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.
Cyber liability insurance protects you from the risks you face from relying on the internet, email, websites, computer programs, data, and storage of private and sensitive information.
Land surveying, civil engineering and multidisciplinary
Understanding the needs of the survey, engineering and spatial industry is crucial when it comes to providing you with insurance protection. With in excess of one hundred land surveying, engineering and multidisciplinary firms as clients, GSI has a vested interest in delivering market leading coverage solutions, backed up by a personalised claims service that is second to none.Learn more
When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.Find out more
It may seem like a trivial risk when cyber crimes seem to only effect the bigger companies, but statistics show that these criminals hit the smaller players more frequently as it's often quicker and easier for them to get a result. The truth is, big companies often take larger precautions to protect themselves from such attacks, making a criminals job much trickier. Small businesses are the cyber sweet spot for attacks.Learn more
Award-winning geotechnical engineers, geologists, environmental scientists and hydrologists
Working with ENGEO Limited
"ENGEO has always been made to feel special throughout our working relationship and, through GSI’s superior customer service, our needs have always been met."Read our ENGEO Case Study here