Professional insurance

From boutique cafés and bike shops to large warehouses and manufacturing plants, protecting you against material damage requires an in-depth knowledge as unique as your operation. Your insurance broker can, and will, protect any physical asset involved in generating your profit. This includes assets such as buildings, plant, machinery at the insured location and, where necessary, anywhere in New Zealand including whilst in transit.

Time does equal money and business interruption would have to be one of the most underrated policies. A well designed and tailored business interruption insurance policy will put you back in the same position you were in prior to a loss being incurred under your material damage policy such as fire or natural disaster. Your insurance broker will work with you to calculate everything from what items should be insured, the sums insured and will include recommendations on the indemnity period. And even better, we will do this every year for you.

Protect everything from your solo work vehicle to vast business fleets from damage and theft, as well as liability for damage that may be caused to other vehicles or property. 

Risk is inherent to business, but those that apply to yours may not apply to others. That’s why our insurance broker team take the time to identify and understand the unique challenges of your industry to create the broadest cover possible for your particular concerns. Including things like computer fraud, crime and fidelity.

We understand the options to protect you or your business from legal liability must seem like a never-ending story at times. That is why we take the time to understand your business activities, so we can clearly advise you on the policies you require to protect you from obvious risks, and some you may not even realise you have. Your insurance broker will advise you on a range of polices including the likes of general liability (sometimes called public liability), statutory liability, directors & officers liability, through to employee related policies such as employment dispute insurance.

When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.

Cyber liability insurance protects you from the risks you face from relying on the internet, email, websites, computer programs, data, and storage of private and sensitive information.