Professional Services insurance

From boutique cafés and bike shops to large warehouses and manufacturing plants, protecting you against material damage requires in-depth knowledge of your operation. Your insurance broker can, and will, protect any physical asset involved in generating your profit. This includes assets such as buildings, plant, machinery at the insured location and, where necessary, anywhere in New Zealand including whilst in transit.

Time does equal money and business interruption would have to be one of the most underrated policies. A well-designed business interruption insurance policy will put you back in the same position you were in prior to a loss being incurred under your material damage policy (such as fire or natural disaster). Your insurance broker will work with you to calculate everything including what items should be insured and the sums insured, and will include recommendations on the indemnity period.

Protect everything from your solo work vehicle to your whole fleet from damage and theft, as well as liability for damage that may be caused to other vehicles or property. 

Risk is inherent to business, but the risks that apply to your business may not apply to others. That’s why we take the time to identify and understand the unique challenges of your industry to create the broadest cover possible for your particular concerns. Including things like computer fraud, crime and fidelity.

We understand the options to protect you or your business from legal liability must seem like a never-ending story. We can clearly advise you on the policies you need to protect you from obvious risks, plus the risks you may not even realise you have. Your insurance broker will advise you on a range of cover types including general liability (sometimes called public liability), statutory liability, directors & officers liability, through to employee related policies such as employment dispute insurance.

When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.

Cyber liability insurance protects you from the risks you face from relying on the internet, email, websites, computer programs, data, and storage of private and sensitive information.