As a professional service or advice-based business, professional indemnity cover is critical - but it's unlikely to be the only policy you need.
Our team will work with you to ensure your business coverage is comprehensive and meets the unique risks of your industry and your day-to-day operations.
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Insurance solutions
From boutique cafés and bike shops to large warehouses and manufacturing plants, protecting you against material damage requires in-depth knowledge of your operation. Your insurance broker can, and will, protect any physical asset involved in generating your profit. This includes assets such as buildings, plant, machinery at the insured location and, where necessary, anywhere in New Zealand including whilst in transit.
Time does equal money and business interruption would have to be one of the most underrated policies. A well-designed business interruption insurance policy will put you back in the same position you were in prior to a loss being incurred under your material damage policy (such as fire or natural disaster). Your insurance broker will work with you to calculate everything including what items should be insured and the sums insured, and will include recommendations on the indemnity period.
Protect everything from your solo work vehicle to your whole fleet from damage and theft, as well as liability for damage that may be caused to other vehicles or property.
Risk is inherent to business, but the risks that apply to your business may not apply to others. That’s why we take the time to identify and understand the unique challenges of your industry to create the broadest cover possible for your particular concerns. Including things like computer fraud, crime and fidelity.
We understand the options to protect you or your business from legal liability must seem like a never-ending story. We can clearly advise you on the policies you need to protect you from obvious risks, plus the risks you may not even realise you have. Your insurance broker will advise you on a range of cover types including general liability (sometimes called public liability), statutory liability, directors & officers liability, through to employee related policies such as employment dispute insurance.
When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.
Cyber liability insurance protects you from the risks you face from relying on the internet, email, websites, computer programs, data, and storage of private and sensitive information.
Land surveying, civil engineering and multidisciplinary
Understanding the needs of the survey, engineering and spatial industry is crucial when it comes to providing robust insurance solutions. With over 100 land surveying, engineering and multidisciplinary firms as clients, our brokers deliver market-leading coverage and a personalised claims service that is second to none.
Learn moreProfessional indemnity
When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients. No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.
Find out moreCyber liability
It may seem like a trivial risk when cyber crimes seem to only effect the bigger companies, but statistics show that these criminals hit the smaller players more frequently as it's often quicker and easier for them to get a result. The truth is, big companies often take larger precautions to protect themselves from such attacks, making a criminals job much trickier. Our insurance brokers know that small businesses are the cyber sweet spot for attacks.
Learn moreAward-winning geotechnical engineers, geologists, environmental scientists and hydrologists
Working with ENGEO Limited
"ENGEO has always been made to feel special throughout our working relationship and, through GSI’s superior customer service, our needs have always been met."
Read our ENGEO Case Study hereGSI has always provided a great service in preparing our insurance cover (to ensure we have the correct cover and not paying for cover we do not need) and just as importantly working for us when a claim is made.